A Positive Future
A Positive Future
A Positive Future
Powered by the immutable laws of code and mathematics
Powered by the immutable laws of code and mathematics
Powered by the immutable laws of code and mathematics
Background:
Background:
Background:
Background: I’m 20 years into building technology companies, two included significant exits - one acquired by Overstock.com (Nasdaq: OSTK) and one acquired by (ERI) the largest cyber-security recycler in the U.S. My final focus is MINT. My intention is to build this company with a long-term vision spanning two decades, fully immersing myself in maximizing the impact we can make on humanity.
Background: I’m 20 years into building technology companies, two included significant exits - one acquired by Overstock.com (Nasdaq: OSTK) and one acquired by (ERI) the largest cyber-security recycler in the U.S. My final focus is MINT. My intention is to build this company with a long-term vision spanning two decades, fully immersing myself in maximizing the impact we can make on humanity.
Background: I’m 20 years into building technology companies, two included significant exits - one acquired by Overstock.com (Nasdaq: OSTK) and one acquired by (ERI) the largest cyber-security recycler in the U.S. My final focus is MINT. My intention is to build this company with a long-term vision spanning two decades, fully immersing myself in maximizing the impact we can make on humanity.
By: M. Murphy, Founder & CEO • May 19, 2025
By: M. Murphy, Founder & CEO • May 19, 2023
By: M. Murphy, Founder & CEO • May 19, 2025
OUR MISSION
Maximize Human Freedom
Maximize Human Freedom
Mint’s mission is to maximize human freedom through the immutable laws of code and mathematics.
Every system we build reduces dependence on intermediaries, increase determinism, and move capital at machine speed..
OUR MISSION
Maximize Human Freedom
Maximize Human Freedom
Mint’s mission is to maximize human freedom through the immutable laws of code and mathematics.
Every system we build reduces dependence on intermediaries, increase determinism, and move capital at machine speed..
OUR MISSION
Maximize Human Freedom
Maximize Human Freedom
Mint’s mission is to maximize human freedom through the immutable laws of code and mathematics.
Every system we build reduces dependence on intermediaries, increase determinism, and move capital at machine speed..
ETHOS
Code & Mathematics > Beliefs & Opinions
Mint’s core ethos is grounded in championing truth systems through the immutable laws of code and mathematics.
These laws now shape the architecture of modern intelligence, enhancing the lives of billions. Code and mathematics have become a pivotal force that redistributes power and authority. Artificial intelligence and blockchains, once technical tools, are now political systems, defining who controls access, privacy, and trust.
With this transformation comes a moral obligation. Those who understand these systems have the duty to defend them.
Together they form the verification layer of modern trust.
Mint exists to uphold that standard, engineering structures that preserve freedom through autonomous integrity.
ETHOS
Code & Mathematics > Beliefs & Opinions
Mint’s core ethos is grounded in championing truth systems through the immutable laws of code and mathematics.
These laws now shape the architecture of modern intelligence, enhancing the lives of billions. Code and mathematics have become a pivotal force that redistributes power and authority. Artificial intelligence and blockchains, once technical tools, are now political systems, defining who controls access, privacy, and trust.
With this transformation comes a moral obligation. Those who understand these systems have the duty to defend them.
Together they form the verification layer of modern trust.
Mint exists to uphold that standard, engineering structures that preserve freedom through autonomous integrity.
ETHOS
Code & Mathematics > Beliefs & Opinions
Mint’s core ethos is grounded in championing truth systems through the immutable laws of code and mathematics.
These laws now shape the architecture of modern intelligence, enhancing the lives of billions. Code and mathematics have become a pivotal force that redistributes power and authority. Artificial intelligence and blockchains, once technical tools, are now political systems, defining who controls access, privacy, and trust.
With this transformation comes a moral obligation. Those who understand these systems have the duty to defend them.
Together they form the verification layer of modern trust.
Mint exists to uphold that standard, engineering structures that preserve freedom through autonomous integrity.
THE COMPANY
Infrastructure for Machine-Native Liquidity
Mint builds the base layer for autonomous capital. A unified rail for machines to move value with the same speed they move information.
Our programmable liquidity system lets receivables, treasuries, and other obligations flow across the internet at machine speed. Callable by agents. Settled by smart contracts. Priced in real time.
System first. UI last.
Always on. No human approval cycles.
Agent native. Liquidity exposes methods: fund, route, reinvest.
Mint is constructing the financial protocol layer of the machine economy.
THE COMPANY
Infrastructure for Machine-Native Liquidity
Mint builds the base layer for autonomous capital. A unified rail for machines to move value with the same speed they move information.
Our programmable liquidity system lets receivables, treasuries, and other obligations flow across the internet at machine speed. Callable by agents. Settled by smart contracts. Priced in real time.
System first. UI last.
Always on. No human approval cycles.
Agent native. Liquidity exposes methods: fund, route, reinvest.
Mint is constructing the financial protocol layer of the machine economy.
THE COMPANY
Infrastructure for Machine-Native Liquidity
Mint builds the base layer for autonomous capital. A unified rail for machines to move value with the same speed they move information.
Our programmable liquidity system lets receivables, treasuries, and other obligations flow across the internet at machine speed. Callable by agents. Settled by smart contracts. Priced in real time.
System first. UI last.
Always on. No human approval cycles.
Agent native. Liquidity exposes methods: fund, route, reinvest.
Mint is constructing the financial protocol layer of the machine economy.
THE SHIFT
From Static Assets to Executable Capital
Receivables, contracts, and sovereign bills are moving from closed ledgers to machine readable objects on public and private chains.
Capital is no longer a record. It is executable logic.
As artificial intelligence accelerates information flow, it is beginning to surface blockchains as the only substrate capable of verification at that speed.
In the coming cycle, trillions in assets will migrate from analog custody to programmable form. Markets that once depended on discretion or jurisdiction will operate through deterministic execution.
The systems that win will expose programmable liquidity. Machines, not humans, will decide when capital moves.
Liquidity Framework
Programmable Truth: Commitments enforced by code. Mathematics removes variance.
Modern Capital: Money after AI is crypto. On chain assets are the medium of transfer and settlement.
Exponential Growth: The backends of the future are blockchains. Nothing else scales.
THE SHIFT
From Static Assets to Executable Capital
Receivables, contracts, and sovereign bills are moving from closed ledgers to machine readable objects on public and private chains.
Capital is no longer a record. It is executable logic.
As artificial intelligence accelerates information flow, it is beginning to surface blockchains as the only substrate capable of verification at that speed.
In the coming cycle, trillions in assets will migrate from analog custody to programmable form. Markets that once depended on discretion or jurisdiction will operate through deterministic execution.
The systems that win will expose programmable liquidity. Machines, not humans, will decide when capital moves.
Liquidity Framework
Programmable Truth: Commitments enforced by code. Mathematics removes variance.
Modern Capital: Money after AI is crypto. On chain assets are the medium of transfer and settlement.
Exponential Growth: The backends of the future are blockchains. Nothing else scales.
THE SHIFT
From Static Assets to Executable Capital
Receivables, contracts, and sovereign bills are moving from closed ledgers to machine readable objects on public and private chains.
Capital is no longer a record. It is executable logic.
As artificial intelligence accelerates information flow, it is beginning to surface blockchains as the only substrate capable of verification at that speed.
In the coming cycle, trillions in assets will migrate from analog custody to programmable form. Markets that once depended on discretion or jurisdiction will operate through deterministic execution.
The systems that win will expose programmable liquidity. Machines, not humans, will decide when capital moves.
Liquidity Framework
Programmable Truth: Commitments enforced by code. Mathematics removes variance.
Modern Capital: Money after AI is crypto. On chain assets are the medium of transfer and settlement.
Exponential Growth: The backends of the future are blockchains. Nothing else scales.
THE OPPORTUNITY
The New World Infrastructure
The world’s financial system was never built for autonomous execution. It was designed for paper, intermediaries, and human discretion.
Those systems are now colliding with code that moves faster than law. As intelligence compounds, value escapes the custody of institutions and begins to self-execute.
This is not disruption. It is replacement.
AI generates. Blockchain authenticates. Together they form a closed economic loop where trust is native and velocity is infinite.
Four structural constraints define the gap:
Surveillance rails control through opacity, not proof.
Liquidity gridlock traps capital inside slow contracts and legacy workflows.
Fragmentation scatters value across ledgers and documents with no shared standard.
Restricted access limits who can issue, transact, or participate.
AI is now discovering blockchains as the only architecture that can verify its output without permission. Every model that reasons must now transact. Every transaction must now prove itself.
By tokenizing receivables, treasuries, and other verified obligations, Mint converts static assets into dynamic capital. Trillions in trapped value become liquid, callable, and autonomous.
For small businesses, this means instant settlement instead of waiting months.
For institutions, it means continuous yield across self-moving portfolios.
THE OPPORTUNITY
The New World Infrastructure
The world’s financial system was never built for autonomous execution. It was designed for paper, intermediaries, and human discretion.
Those systems are now colliding with code that moves faster than law. As intelligence compounds, value escapes the custody of institutions and begins to self-execute.
This is not disruption. It is replacement.
AI generates. Blockchain authenticates. Together they form a closed economic loop where trust is native and velocity is infinite.
Four structural constraints define the gap:
Surveillance rails control through opacity, not proof.
Liquidity gridlock traps capital inside slow contracts and legacy workflows.
Fragmentation scatters value across ledgers and documents with no shared standard.
Restricted access limits who can issue, transact, or participate.
AI is now discovering blockchains as the only architecture that can verify its output without permission. Every model that reasons must now transact. Every transaction must now prove itself.
By tokenizing receivables, treasuries, and other verified obligations, Mint converts static assets into dynamic capital. Trillions in trapped value become liquid, callable, and autonomous.
For small businesses, this means instant settlement instead of waiting months.
For institutions, it means continuous yield across self-moving portfolios.
THE OPPORTUNITY
The New World Infrastructure
The world’s financial system was never built for autonomous execution. It was designed for paper, intermediaries, and human discretion.
Those systems are now colliding with code that moves faster than law. As intelligence compounds, value escapes the custody of institutions and begins to self-execute.
This is not disruption. It is replacement.
AI generates. Blockchain authenticates. Together they form a closed economic loop where trust is native and velocity is infinite.
Four structural constraints define the gap:
Surveillance rails control through opacity, not proof.
Liquidity gridlock traps capital inside slow contracts and legacy workflows.
Fragmentation scatters value across ledgers and documents with no shared standard.
Restricted access limits who can issue, transact, or participate.
AI is now discovering blockchains as the only architecture that can verify its output without permission. Every model that reasons must now transact. Every transaction must now prove itself.
By tokenizing receivables, treasuries, and other verified obligations, Mint converts static assets into dynamic capital. Trillions in trapped value become liquid, callable, and autonomous.
For small businesses, this means instant settlement instead of waiting months.
For institutions, it means continuous yield across self-moving portfolios.
THE SOLUTION
Liquidity Pipes for Modern Capital
Mint converts verified obligations into programmable assets and routes them through autonomous funding channels. Each asset is validated on chain, priced by model, and settled through deterministic execution.
No underwriting. No paperwork. No delay.
Distribution Architecture
Shadow OAuth: Operate inside existing SaaS layers without gatekeepers.
Borrowed Supply: Source receivables already resident in enterprise and SMB ledgers.
Clickless CAC: Replace multi week sales cycles with single click authorization.
Adaptive LLMs: Map non standard fields across systems, scaling integrations before APIs converge.
AI models classify and prepare data. Smart contracts authenticate and settle it.
Together they create a continuous liquidity circuit where capital flows like compute.
Autonomous. Verifiable. Instant.
THE SOLUTION
Liquidity Pipes for Modern Capital
Mint converts verified obligations into programmable assets and routes them through autonomous funding channels. Each asset is validated on chain, priced by model, and settled through deterministic execution.
No underwriting. No paperwork. No delay.
Distribution Architecture
Shadow OAuth: Operate inside existing SaaS layers without gatekeepers.
Borrowed Supply: Source receivables already resident in enterprise and SMB ledgers.
Clickless CAC: Replace multi week sales cycles with single click authorization.
Adaptive LLMs: Map non standard fields across systems, scaling integrations before APIs converge.
AI models classify and prepare data. Smart contracts authenticate and settle it.
Together they create a continuous liquidity circuit where capital flows like compute.
Autonomous. Verifiable. Instant.
THE SOLUTION
Liquidity Pipes for Modern Capital
Mint converts verified obligations into programmable assets and routes them through autonomous funding channels. Each asset is validated on chain, priced by model, and settled through deterministic execution.
No underwriting. No paperwork. No delay.
Distribution Architecture
Shadow OAuth: Operate inside existing SaaS layers without gatekeepers.
Borrowed Supply: Source receivables already resident in enterprise and SMB ledgers.
Clickless CAC: Replace multi week sales cycles with single click authorization.
Adaptive LLMs: Map non standard fields across systems, scaling integrations before APIs converge.
AI models classify and prepare data. Smart contracts authenticate and settle it.
Together they create a continuous liquidity circuit where capital flows like compute.
Autonomous. Verifiable. Instant.
STRATEGY
The Winner-Take-All Network Effects
Architecture
AI generates. Crypto authenticates.
AI creates at the speed of thought. Blockchain confirms at the speed of consensus. Together they are unstoppable.
The internet scaled through one standard: TCP/IP.
Mint plays the same role for capital.
We build infrastructure that lets verified value move between systems at machine speed.
One rail for banks, agents, and blockchains. One language for capital.
Scale Compute
Great infrastructure compounds as models advance.
Do not write code.
Scale compute.
As intelligence accelerates, the systems that scale compute—not complexity—define the next frontier.
Mint builds the rails beneath that compounding curve.
Scale Stabilize Rationalize
1. Scale: Unify fragmented systems.
Integrate across public and private ledgers using cryptographic verification as the shared logic layer.
2. Stabilize: Build for throughput and continuity.
Engineer for atomic execution and deterministic outcomes across environments.
3. Rationalize: Standardize the global transfer layer.
Replace ad hoc integrations with a universal settlement protocol for assets, tokens, and fiat.
STRATEGY
The Winner-Take-All Network Effects
Architecture
AI generates. Crypto authenticates.
AI creates at the speed of thought. Blockchain confirms at the speed of consensus. Together they are unstoppable.
The internet scaled through one standard: TCP/IP.
Mint plays the same role for capital.
We build infrastructure that lets verified value move between systems at machine speed.
One rail for banks, agents, and blockchains. One language for capital.
Scale Compute
Great infrastructure compounds as models advance.
Do not write code.
Scale compute.
As intelligence accelerates, the systems that scale compute—not complexity—define the next frontier.
Mint builds the rails beneath that compounding curve.
Scale Stabilize Rationalize
1. Scale: Unify fragmented systems.
Integrate across public and private ledgers using cryptographic verification as the shared logic layer.
2. Stabilize: Build for throughput and continuity.
Engineer for atomic execution and deterministic outcomes across environments.
3. Rationalize: Standardize the global transfer layer.
Replace ad hoc integrations with a universal settlement protocol for assets, tokens, and fiat.
STRATEGY
The Winner-Take-All Network Effects
Architecture
AI generates. Crypto authenticates.
AI creates at the speed of thought. Blockchain confirms at the speed of consensus. Together they are unstoppable.
The internet scaled through one standard: TCP/IP.
Mint plays the same role for capital.
We build infrastructure that lets verified value move between systems at machine speed.
One rail for banks, agents, and blockchains. One language for capital.
Scale Compute
Great infrastructure compounds as models advance.
Do not write code.
Scale compute.
As intelligence accelerates, the systems that scale compute—not complexity—define the next frontier.
Mint builds the rails beneath that compounding curve.
Scale Stabilize Rationalize
1. Scale: Unify fragmented systems.
Integrate across public and private ledgers using cryptographic verification as the shared logic layer.
2. Stabilize: Build for throughput and continuity.
Engineer for atomic execution and deterministic outcomes across environments.
3. Rationalize: Standardize the global transfer layer.
Replace ad hoc integrations with a universal settlement protocol for assets, tokens, and fiat.
Conclusion
Phase One of the Master Plan
1. Build cross system settlement rails.
Connect banks, blockchains, and agents through a unified execution layer.
2. Consolidate financial workflows.
Standardize liquidity systems for high growth markets, reducing friction and operational drag.
3. Establish a global transfer standard.
Define the machine readable protocol for value movement between traditional and autonomous systems.
Phase One delivers the foundation of the machine economy.
Intelligence now has a medium for value, not just information.
Code moves capital. Capital learns to move itself.
Through the laws of code and mathematics, we now possess the tools to build an equitable financial system that reaches billions and expands the boundaries of human freedom.
Conclusion
Phase One of the Master Plan
1. Build cross system settlement rails.
Connect banks, blockchains, and agents through a unified execution layer.
2. Consolidate financial workflows.
Standardize liquidity systems for high growth markets, reducing friction and operational drag.
3. Establish a global transfer standard.
Define the machine readable protocol for value movement between traditional and autonomous systems.
Phase One delivers the foundation of the machine economy.
Intelligence now has a medium for value, not just information.
Code moves capital. Capital learns to move itself.
Through the laws of code and mathematics, we now possess the tools to build an equitable financial system that reaches billions and expands the boundaries of human freedom.
Conclusion
Phase One of the Master Plan
1. Build cross system settlement rails.
Connect banks, blockchains, and agents through a unified execution layer.
2. Consolidate financial workflows.
Standardize liquidity systems for high growth markets, reducing friction and operational drag.
3. Establish a global transfer standard.
Define the machine readable protocol for value movement between traditional and autonomous systems.
Phase One delivers the foundation of the machine economy.
Intelligence now has a medium for value, not just information.
Code moves capital. Capital learns to move itself.
Through the laws of code and mathematics, we now possess the tools to build an equitable financial system that reaches billions and expands the boundaries of human freedom.
© 2025 Mint Vault Inc | hello@mint.us
© 2025 Mint Vault Inc | hello@mint.us
© 2025 Mint Vault Inc | hello@mint.us