01Overview
Control the asset. Move the capital.
Mint turns verified B2B receivables into capital-ready assets.
Institutional capital deploys at machine speed.
Mint is the permissioned control plane for B2B receivables.
It maintains authoritative evidence, asset state, rights, eligibility, ownership, and cash routing from formation through settlement.
02Constraint
AI made intelligence abundant.
Capital still requires authority.
Control is the constraint.
Models can analyze receivables at machine speed.
Capital cannot act until the asset, evidence, rights, permissions, and cash path are controlled.
Mint owns that control point.
03Problem
Liquidity Gridlock
Legacy financial architecture traps valuable claims and blocks liquidity.
Institutional capital cannot finance what it cannot discover, verify, price, and monitor.
Commercial evidence is fragmented across orders, performance, acceptance, invoices, deductions, remittances, and payments.
No single document contains the complete current claim.
Without a current controlled state, the receivable is not a capital-ready asset.
04Solution
The Permissioned Control Plane
Control the asset.
Move the capital.
Mint establishes authoritative evidence and a current asset record.
The control gate blocks ineligible claims and routes qualified assets to permissioned capital mandates.
Collections, settlement, and the audit trail remain controlled through completion.
05Opportunity
Hidden Corporate Credit
Make commercial claims visible, verifiable, measurable, and ownable.
Connect financeable claims to institutional capital.
Small-business commercial claims remain largely outside institutional credit markets.
The obligations already exist. The capital already exists.
Mint establishes the control layer between them.
06Control Plane
Control and Compression
Control makes collateral verifiable.
Compression makes it programmable.
Control maintains one authoritative state for every claim.
Compression converts fragmented evidence into a standardized, comparable asset record.
Together, they make the asset testable against institutional mandates.
Capture · Rationalize · Standardize
Capture
Fragmented commercial evidence becomes knowable.
Rationalize
Events resolve into a coherent current claim state.
Standardize
Claim states become comparable and programmable.
07Control
Authoritative Asset State
Know what the asset is.
Know who may act on it.
Mint binds evidence, rights, eligibility, ownership, and payment status into one current control state.
Every material event updates that state before capital acts.
Ineligible claims stop. Eligible claims move forward.
08Compression
Standardized Asset Record
Turn fragmented records into one financeable object.
Make unlike claims comparable.
Mint converts orders, invoices, acceptance, deductions, disputes, payments, and ledger events into a common claim structure.
The asset preserves its evidence lineage while becoming searchable, comparable, and testable.
That common structure allows underwriting to run continuously.
09Reconstruction
Financeable Net Claim
Finance the debt that survives.
The value was computationally invisible, not absent.
MINT separates the stated claim into supported principal, known adjustments, and conditional amounts.
Reserves and unresolved residual remain visible.
As evidence arrives, the financeable net claim changes.
10Asset
Capital-Ready Asset
A controlled claim institutional capital can price and own.
Built on familiar debt. Purpose-built for speed, transparency, and defined risk.
The asset is a continuously reconstructed net cash claim.
Evidence, eligibility, adjustments, reserves, and payment state remain current through settlement.
Institutions buy the claim while businesses unlock liquidity without financing the company.
11Cohorts
Repeatable Supply
Standardization makes claims comparable, not identical.
Recurring patterns reveal a cohort.
Repeated qualified fit creates institutional supply.
MINT searches across recurring commercial conditions, current claim states, and realized outcomes.
Claims with the same stable pattern form a candidate cohort.
Institutional Buy Boxes determine which current claims qualify for purchase.
Each settled claim improves the next cohort and expands repeatable supply.
12Capital Lanes
Permissioned Capital
Capital defines the mandate before assets move.
Qualified assets flow into dedicated capacity.
Each institution defines its evidence, credit, tenor, concentration, exception, economic, and ownership requirements.
Mint continuously matches controlled assets to approved mandates.
The institution retains mandate and purchase authority.
Control the asset. Move the capital.